SEMINAR TOPICS
Through our community development, we have the potential to make a real and positive change in the community. This is one of our key areas of focus here at The Society for Financial Awareness, and it’s a source of much success for our nonprofit organization. Feel free to get in touch with us to discuss how we may be able to implement a financial seminar/webinar series in your organization today.

Broad Topic Examples
Custom Pre-Retirement Seminar Topic Examples
Getting Fiscally Fit
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Basic principles of cash management.
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Roadblocks to financial success.
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Accumulating wealth.
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The importance of having a financial blueprint.
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Locating & maximizing discretionary income.

Asset Allocation & Modern Portfolio Theory
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Planning your investments against interest rate, inflation, and market risks.
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Planning so that you don't outlive your money.
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Utilizing asset allocation to plan to meet your short-, mid,- and long-term goals.
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Putting the financial pieces in place.

College Planning
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How to address the high cost of college.
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Developing a college investment plan.
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The new Educational Savings Account (ESA).
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Maximizing financial aid.
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Investment alternatives.

Investing Basics for Women
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Building wealth through investing.
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Some of the risks and returns of investing.
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Budgeting and debt management.
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The different types of investments.
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Planning for your retirement.

Investment Concerns in a Fragile Market
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Controlling the variables we can control.
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Why down markets create investment opportunities for the wise investor.
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Why not taking advantage of market downturns can potentially deprive you of future gains.
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How to evaluate your investments when the market declines.
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Behavioral biases that get in our way.

Maximizing the Right Mortgage Strategies in Today's Market
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Purchasing your first or second home.
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100% financing – yes, it can still be done.
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Home buying flow chart.
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Refinancing: is it still a good idea?
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Short sales: what are they?
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Foreclosures: what to look for.

Maximizing Your Income in Retirement: Coordinating Pension, Social Security & Investment Withdrawals
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Avoiding common mistakes.
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How do I evaluate if I have saved enough?
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When should I apply for Social Security?
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What are the optimal strategies available for coordinating spousal Social Security benefits?
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Can I take Social Security while working?
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How do the pension survivorship options work, and which should I choose?
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How is my pension calculated?
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When do I have to start withdrawing from my investment accounts?
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What are the best options for my 403(b) or my spouse’s 401(k) at retirement?
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Tax diversification – how do I mitigate my taxes in retirement?

Life, Health, and Long-Term Care Insurance in Retirement: Effectively Managing Personal Risk as We Age
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Will I still need life insurance in retirement?
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What are the best ways to optimize the cash value I have in my current life insurance policies?
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How do I analyze how much life insurance I actually need?
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If I retire before Medicare age, what are my options?
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What are Medicare Part A, Part B, Medigap, Part D & Medicare Advantage?
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Why do I keep hearing so much about long-term care insurance (LTCI)?
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How much does LTCI cost?
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Is LTCI right for me and, if so, what are the pros and cons of the various options/policies?

Protecting Your Nest Egg in Retirement:
The Importance of Asset Allocation & Diversification
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What are the different types of investments I should consider in retirement?
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How do I choose the right “mix” for my portfolio?
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Is rebalancing important and when is it necessary?
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What’s this “bucketing” strategy I’ve read about, and is it right for me?
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Should I invest my various investment accounts differently based on my goals?
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How much risk is appropriate for my age, and how do I measure risk?
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What are alternative asset classes, and why are they so important in a retirement portfolio?
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What steps can I take to ensure I don’t outlive my assets?
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How much is too much to have in cash?
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How can I avoid any unnecessary taxes/penalties?
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Which investments should I drawn down first?

Beyond the Numbers: Finding Happiness, Meaning, and Fulfillment in Retirement
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How to define your retirement vision, and the five Ws of your vision –Who, What, Where, When, and Why.
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12 planning tips to thrive in retirement.
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The importance of writing out your non-financial plan.
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8 golden rules for your golden years to be great.
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Steps you can take today to lay the foundation for your retirement lifestyle.
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Finding your sense of purpose and what meaning you’ll look for in retirement.
